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Izdiharona for Economic Development
Established in June 2008, Izdiharna is a dedicated non-profit organization focused on the development of small and medium enterprises (SMEs). Our mission is to provide comprehensive financial and non-financial services, designed to elevate the business capabilities of SME owners and improve the income levels of those with limited resources. We specialize in offering tailored financial solutions and support to individuals and groups traditionally underserved by conventional banking systems. Our commitment lies in enhancing livelihoods and fostering sustainable economic growth through accessible and effective microfinance services.
BRANCHES
Across Iraq
8
167,515
NUMBER OF LOANS
VALUE OF LOANS
409,063,072,750
Disbursed Since Inception
23,576,569,750
IQD
ACTIVE PORTFOLIO
CORE VALUES
Steadfast commitment to our core values, which include respect for our clients and their unique needs. We pride ourselves on our creativity in providing innovative solutions tailored to each client’s challenges. Transparency and efficiency are central to our approach, ensuring that we achieve goals effectively while maintaining open communication. Our dedication to integrity and professionalism guides every aspect of our work, fostering trust and long-lasting relationships with our clients. By upholding these principles, we strive to deliver exceptional results and exceed expectations consistently.
Our vision is to become the leading organization in the Iraqi microfinance industry. We aspire to significantly contribute to and enable economic growth and employment in Iraq through sustainable financial services. By offering innovative financial solutions tailored to the unique needs of individuals and businesses, we aim to empower communities and stimulate economic development. Our commitment to social impact drives us to support entrepreneurs and small businesses, helping them to thrive and create job opportunities. Through our efforts, we seek to build a stronger, more prosperous future for Iraq.
We are dedicated to providing financial services as a catalyst for developing the Iraqi economy, particularly by supporting small and medium-sized enterprises. Our diverse range of financial prosperity services is meticulously designed to cater to the needs of existing businesses, start-ups, and individuals. We place a special emphasis on empowering members of the most vulnerable groups within the Iraqi population, ensuring that they have access to the resources necessary for growth and success. By fostering an inclusive financial environment, we aim to bridge gaps and create opportunities for all, driving economic progress and social stability throughout the nation.
OUR IMPACT

Success Stories
Discover inspiring success stories from individuals and businesses who have transformed their lives with our support. From thriving entrepreneurs to small businesses that have flourished, these stories showcase the real impact of our financial and non-financial services in driving sustainable growth and creating opportunities in Iraq.

Financial Literacy
Committed to fostering financial literacy and enhancing key financial skills, we offer a variety of workshops and lectures, which are designed to equip individuals with the knowledge to effectively manage their finances. Through these efforts, we aim to empower a wide range of participants across multiple regions in Iraq.

Social Responsibility
Driven by our commitment to social responsibility, we strive to make a positive impact on the communities we serve. Through various initiatives and programs, we support economic empowerment, education, and sustainable development. Our efforts benefit individuals and groups in need, promoting long-term growth and well-being across different regions of Iraq.